What are my options for unharvested corn?

03 Mar 2020

For most farmers, 2019 was and continues to be a trying year.  There is a lot of corn still out in the field, and even though some acres are coming off slowly it still raises questions about what that standing corn means for the 2020 crop year.

Some of the biggest questions that come with unharvested Corn are:

Is my standing corn eligible for prevent plant?

Since the standing corn is from a different crop year the answer to this question in most situations is yes, IF the corn was left standing due to it being mechanically unable to be harvested and the 2019 standing crop was a part of your operation in 2019. 

Here is criteria that needs to be met:

  • Insured must have been prevented from planting the insured crop due to an insured cause of loss that is general to the surrounding area and that prevents other producers from planting acreage with similar characteristics.
    o  Must be insurable acreage that has been planted and harvested or insured in at least one of the three previous crop years.
    o  Must be available to plant, which means the acres have to have been planted, insured, and harvested in one of the four previous crop years.
  • Cause of loss must occur within Insurance Period.
    o  For any subsequent crop year, on or after the sales closing date for the previous crop year for the insured crop in the county, provided insurance has been in force continuously since that date.

 2020 prevent plant on added land will be approved on a case-by-case basis by the insurance companies.

What happens to my APH if I can’t get the corn harvested?

The deadline to report your 2019 production is April 29th, 2020.  If the corn remains unharvested at that time then a temporary yield will be assigned. The temporary yield is 100% of your 2019 approved APH yield and is valid for only crop year 2020.

  • If your 2019 corn has a payable loss…
    o  Your temporary yield will remain in place for 2020 and will be updated with your loss numbers for the 2021 crop year.
  • If your 2019 corn does not have a payable loss…
    o  You report your 2019 actual production by the 2021 production reporting deadline. Your assigned yield that was in place for crop year 2020 will then be updated for the 2021 crop year.
    o  If you fail to report your 2019 actual production by the 2021 production reporting deadline then your 2019 approved yield will be considered unreported production and be reduced to 75% of your prior years approved APH yield.

If you have any additional questions, please contact your AgCountry insurance specialist.