Products & Services - Agribusiness and Capital Markets
Committed to food and agribusiness industries.
Our experienced Agribusiness and Capital Markets (ACM) Teams understand the unique needs of agribusinesses, the marketplace, and large-scale financing. AgCountry acts as both a lead lender and lending capacity partner, along with other lenders, to serve the capital needs of large, complex borrowers. These borrowers produce, process, market, and distribute agricultural products and services to rural America.
We understand trends in agriculture and the cyclical nature of commodity markets. AgCountry supports the capital needs of the food, fiber, energy, communication, and utility industries serving rural America through originated, syndicated, participated, and shared credit facilities. Our experience working through economic and diversified industry cycles allows us to tailor financial packages to meet specific capital needs. Our lending experience includes rated and unrated private and public companies.
AgCountry maintains a diversified loan portfolio across the agribusiness and capital markets industry adding financial strength and stability to your cooperative. Our managed loan commitments are more than $13 billion. Total industry relationships exceed 500 companies.
Loan Participations and Syndications
AgCountry offers origination and agent services for our customers to meet their capital needs. We finance large agribusinesses and infrastructure companies through relationships with others in the Farm Credit System and our commercial bank partners. AgCountry’s lending capacity can stretch to $100 million with tenors up to 20 years on some term loans.
Cash Patronage Program
AgCountry’s financial strength is evidenced by distributing $83.5 million in cash patronage to our patronage-eligible customers for fiscal year 2022. This patronage represented 1% of our borrower’s daily average loan balance. Our future goal is to maintain this level.
AgCountry offers an array of products and services:
- Seasonal, revolving term, term, construction, and real estate loans and leases
- Variable and fixed interest rate loans
- Online account access and management
- Cash management
- Entity structure and capitalization consulting
- Risk analysis and management tools
- Cash patronage for eligible customers
- Experienced lenders
- Financial capacity
- Access to broader syndication markets
Warren Shoen, Senior Vice President
Phone: (952) 513-0326
600 South Highway 169, Suite 850
Minneapolis, MN 55426
Jim Baltezore, Senior Vice President
Phone: (701) 499-2579
1900 44 Street South
Fargo, ND 58108