Our offices will be closed on Thu., Nov. 27 and Fri., Nov. 28, in observance of the Thanksgiving holiday.

Intermediate-Term Ag Loans

Explore customizable options for your operation. From livestock and farm equipment to facility improvements, we’re here to support your agriculture endeavors.

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Why work with us for Intermediate-Term Loans

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Tailored to Your Needs

Customized loan terms and repayment schedules to align with your specific operation and cash flow needs.

Ease of Doing Business

Streamlined procedures ensure you get financing whenever and wherever you need it.

Agriculture Focused

Personalized support and financial insights from experienced and highly trained agriculture professionals to help you make informed decisions.

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Power of the Co-op

Being a member has its rewards. Share in the earnings of the association through the patronage program.

How to Apply for an Intermediate-Term Loan

Term loans are designed for significant expenditures or long-term investments in farming operations.

Term loans typically involve a lump sum disbursal at the beginning of the loan period and have a fixed repayment term. Term loans may be secured by collateral which in some cases can include the asset being financed or a personal guarantee.

Term loans can be used for:

Purchasing land
Buying machinery
Constructing facilities
Large capital outlays

We offer flexible financing for term loans with a variety of rate options and payment schedules that align with your cash flow.

You can apply online or in-person for a term loan. Be prepared to share some basic information about your operation, your financial background and what you plan to utilize the loan funds for. Your repayment capacity and credit history will be factored into the approval decision.

Once approved, your local financial officer will work alongside you to choose the rates and terms that best fit your operation’s needs. If your financial needs change, you may be able to convert a variable-rate loan to fixed-rate loan or a fixed-rate loan to a variable-rate loan.

Apply Online