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Prevented Planting Coverage

Protect the success of your investment against conditions that prevent planting.

Product Overview

Understanding prevented planting coverage

Prevented Plant (PP) is an essential feature of crop insurance that provides financial protection when adverse weather conditions prevent you from planting by an expected date.

Know your crop’s initial plant date, final plant date, and any late planting period, which are county- and crop-specific.

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To qualify for PP

Must be prevented from planting an insured crop due to an insured cause of loss that impacts the surrounding area.
The acreage must be at least the lesser of 20 acres or 20% of the unit.

Coverage level

Corn: 55% PP guarantee
Dry beans: 50% of guarantee
Potatoes and sugar beets: 45% of guarantee

Losses

Notice of loss must be submitted within 72 hours after determining a crop cannot be planted.

Policyholders must provide acceptable records demonstrating cause of loss during insurance period.

No payment will be made if timely notice is not given.

Only one prevented planting indemnity can be paid on the same acreage in the same crop year, unless special conditions are met.

Available to all qualifying producers regardless of race, color, national origin, religion, sex, disability, age, marital status, family/parental status, income derived from a public assistance program, political beliefs, or reprisal or retaliation for prior civil rights activity, in any program or activity conducted of funded by USDA (not all bases apply to all programs).

Why Work With Us for Insurance

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Dedicated Specialists

Our agents are non-commissioned and focus 100% of their time on crop insurance and livestock insurance. They don't sell property, casualty or life insurance.

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Financial Knowledge

As a lender, we understand financial risk and work to protect your working capital and whole operation, not just your crop or livestock.

Agriculture Focused

Personalized support and financial insights from experienced and highly trained agriculture insurance professionals help you make informed decisions.

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Exclusive Tools

Leverage our exclusive policy review and Hail Analyzer tools to receive a personalized insurance plan - maximizing your net indemnity, cash flow, forward market opportunities, and minimizing your premium costs.

Trigger Yield Calculator

Trigger yields assist producers with crop insurance and risk management decisions. Understanding what will trigger loss payments is an important part of choosing the correct level of crop insurance coverage.