Livestock Risk Protection Insurance

Key Updates for 2026 LRP coverage

Starting in July 2026, the USDA is rolling out key updates to Livestock Risk Protection (LRP) that give cattle and hog producers stronger, more flexible ways to manage risk in today’s high-price environment.

Unborn calf protection under LRP increases max coverage weight to 900 pounds—helping cow-calf producers protect value through heavier sale weights without coverage gaps.
LRP and Livestock Gross Margin (LGM) can now be used in the same marketing window, giving feedlots and hog producers more flexibility to layer and time their risk management strategies.

Livestock Risk Protection Overview

Understanding Livestock Risk Protection Insurance

Livestock Risk Protection (LRP) is designed to insure against decreases in market prices for fed cattle, feeder cattle, or swine. Gain protection from national marketplace volatility by selecting from a variety of coverage levels and insurance periods.

Watch the video to learn more.

Benefits

Uses area pricing to determine indemnities (the producer’s price is never used).
Offered on a per head basis.
Available coverage for unborn cattle and swine.
Ability to market livestock up to 60 days (30 days for unborn calves) prior to the end of the insurance period.

Coverage Level

Range from 75% to 100% of the expected ending value provided by the Risk Management Agency. If the actual ending value is below the coverage price, an indemnity will be paid.

Availability

Must have full or partial ownership of the livestock and take possession no later than 90 days prior to the end date to be insured.
Must list the state and county where the livestock are located.
Once insured within a state, the livestock may be moved across state lines.
Not required to insure all livestock. Endorsement will include the number of head to be insured, number of weeks until the animals will be sold, and the type and weight of the livestock.

Available to all qualifying producers regardless of race, color, national origin, religion, sex, disability, age, marital status, family/parental status, income derived from a public assistance program, political beliefs, or reprisal or retaliation for prior civil rights activity, in any program or activity conducted of funded by USDA (not all bases apply to all programs).

Livestock Insurance Analyzer

Our Tools and Technology Help Inform Your Decisions

The Livestock Insurance Analyzer is our proprietary tool that provides daily premium rates and coverage prices to help you make informed LRP purchases. It also provides historical performance, endorsement tracking, custom price reports, and more to help you see the full picture before making decisions.

Livestock Insurance Analyzer Example

The table represents an example from our Livestock Insurance Analyzer that shows LRP coverage options for Feeder Cattle for a 26-week period.

The Coverage Price is the producers’ market coverage, Producer Premium is their cost for that coverage, and Net Guarantee is showing their bottom line after applying coverage.

RMA coverage prices are updated daily by 4:30 p.m. on the Livestock Insurance Analyzer. Easily accessing these daily LRP quotes is just one benefit of the tool. The Livestock Insurance Analyzer helps you calculate the numbers that really matter to your business.

Our Livestock Insurance Analyzer is Mobile

View daily quotes, request coverage, get notifications and access PDF reporting.

Expected Price ($/cwt)	Coverage Percentage	Coverage Price ($/cwt)	Producer Premium ($/cwt)	Net Guarantee ($/cwt)
$397.44	100.00%	$397.44	$11.47	$385.97
$397.44	99.00%	$393.47	$10.16	$383.31
$397.44	98.00%	$389.49	$8.87	$380.62
$397.44	97.00%	$385.52	$7.81	$377.71
$397.44	96.00%	$381.55	$6.83	$374.72
$397.44	95.00%	$377.57	$5.97	$371.60
$397.44	92.50%	$367.63	$3.82	$363.81
$397.44	90.00%	$357.70	$2.64	$355.06
$397.44	87.50%	$347.76	$1.62	$346.14
$397.44	85.00%	$337.83	$1.11	$336.72
$397.44	80.00%	$317.95	$0.44	$317.51
$397.44	75.00%	$298.08	$0.19	$297.89

How do I access the Livestock Insurance Analyzer tool?

We offer livestock insurance customers access to the Livestock Insurance Analyzer tool to help navigate the variables specific to their livestock operation.

Customers with applications and a signed user agreement will be provided a login to access the Livestock Insurance Analyzer app, which can be downloaded from your preferred app store.

New Account

To request a Farm Credit Livestock Insurance Analyzer account, complete the contact form and include a message about requesting an account.

Contact Us

Existing Account

If you already have a Farm Credit Livestock Insurance Analyzer account, visit cropinsurance.farmcredit.com and click the Login button.

Login

Are you covered?

It can be difficult to pick the right coverage for LRP. With our exclusive policy review technology, our insurance officers can help you find the best coverage periods for your farm to make LRP work for you.

Would you like to hear from one of our insurance officers? We serve producers in parts of Minnesota, North Dakota, and Wisconsin. Fill out the information, and we’ll reach out.

Why Work With Us for LRP Insurance

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Dedicated Specialists

Our agents are non-commissioned and focus 100% of their time on crop insurance and livestock insurance. They don't sell property, casualty or life insurance.

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Financial Knowledge

As a lender, we understand financial risk and work to protect your working capital and whole operation, not just your crop or livestock.

Agriculture Focused

Personalized support and financial insights from experienced and highly trained agriculture insurance professionals help you make informed decisions.

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Exclusive Tools

Leverage our exclusive policy review and Hail Analyzer tools to receive a personalized insurance plan - maximizing your net indemnity, cash flow, forward market opportunities, and minimizing your premium costs.

Trigger Yield Calculator

Trigger yields assist producers with crop insurance and risk management decisions. Understanding what will trigger loss payments is an important part of choosing the correct level of crop insurance coverage.