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Revenue Protection Insurance

Crop insurance with provided protection against lost revenue caused by production loss, price increase or decrease, or a combination of yield and price challenges.

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Product Overview

Understanding revenue protection insurance

Revenue Protection is an insurance product designed to protect farmers' income by offering coverage against the potential revenue loss resulting from various perils. Revenue Protection takes into account both yield fluctuations and changes in crop prices to provide a more holistic and accurate assessment of revenue risk.

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Guarantee

  • RP – approved yield x selected level x greater of projected or harvest price.
  • RPHPE – approved yield x selected level x projected price.

Prices

100% of commodity contract traded on specified commodity exchange.

Coverage level

50%, 55%, 60%, 65%, 70%, 75%, 80%, 85%.

Eligible crops

Plans may be available on barley, canola/rapeseed, corn, dry peas, dry beans, flax, grain sorghum, oats, soybeans, sunflowers and wheat.

Units

Enterprise, basic and optional.

Losses

Paid when calculated revenue, determined using harvest price, is less than the final revenue protection guarantee.
 

Additional coverages

  • Prevented planting and replant coverage are part of the policy.
  • High-risk land rates and written agreements are available.
  • Supplemental Coverage Option (SCO), Enhanced Coverage Option (ECO), and/or Margin Coverage Option (MCO) may be added to an RP policy. These products add area-based coverage to individual insurance plans.

Available to all qualifying producers regardless of race, color, national origin, religion, sex, disability, age, marital status, family/parental status, income derived from a public assistance program, political beliefs, or reprisal or retaliation for prior civil rights activity, in any program or activity conducted of funded by USDA (not all bases apply to all programs).

Why Work With Us for Crop Insurance

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Dedicated Specialists

Our agents are non-commissioned and focus 100% of their time on crop insurance and livestock insurance. They don't sell property, casualty or life insurance.

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Financial Knowledge

As a lender, we understand financial risk and work to protect your working capital and whole operation, not just your crop or livestock.

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Agriculture Focused

Personalized support and financial insights from experienced and highly trained agriculture insurance professionals help you make informed decisions.

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Exclusive Tools

Leverage our exclusive policy review and Hail Analyzer tools to receive a personalized insurance plan - maximizing your net indemnity, cash flow, forward market opportunities, and minimizing your premium costs.

Trigger Yield Calculator

Trigger yields assist producers with crop insurance and risk management decisions. Understanding what will trigger loss payments is an important part of choosing the correct level of crop insurance coverage.

Manage Risk With a Team That Understands It.

Our insurance agents are highly trained, dedicated specialists who have the tools to help you make important risk management decisions.

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Agricultural Insights

Related Products

We offer a full line of crop insurance products with multiple insurance companies.

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Yield protection

Protects against production loss from natural causes such as drought, excessive moisture, wind, frost, insects, and disease.
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Enhanced coverage option

Provides area-based coverage for your existing crop insurance policy. Use this endorsement with a Yield Protection (YP), Revenue Protection (RP), or Revenue Protection with the Harvest Price Exclusion policy (RPHPE).
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Supplemental coverage option

Provides additional area-based protection for your existing crop insurance policy. You must first purchase a YP, RP, or RPHPE policy to use the SCO endorsement. 

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