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Yield Protection Insurance

Protect your operation from financial losses due to reduced crop yields from natural causes and weather challenges.

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Product Overview

Understanding Yield Protection Insurance

Yield Protection (YP) offers financial compensation to farmers when yields fall below predetermined levels due to factors such as drought, flood, hail, frost, disease, or other unforeseen circumstances.

Benefits

Production-based coverage protects against a yield loss.

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Guarantee

Approved yield x selected level x price.

Prices

55–100% of commodity contract traded on specified commodity exchange.

Coverage Level

50%, 55%, 60%, 65% 70%, 75%, 80%, 85%.

Eligible Crops

Plans may be available on barley, canola, corn, dry beans, forage production, grain sorghum, hybrid seed corn, millet, oats, rye, soybeans, sugar beets, sunflowers and wheat.

Units

Enterprise, basic and optional.

Losses

Paid when actual yield is less than the production guarantee due to a covered peril.

Additional Coverages

  • Late planting, prevented planting and replant coverage are part of the policy at any level of coverage over Catastrophic Risk Protection (CAT). CAT is the lowest level of yield protection available, insuring 50% of production at 55% of the base price. 
  • High-risk land rates and written agreements are available.
  • If enrolled in Price Loss Coverage (PLC), the Supplemental Coverage Option (SCO) can be added to a YP policy.

 

Available to all qualifying producers regardless of race, color, national origin, religion, sex, disability, age, marital status, family/parental status, income derived from a public assistance program, political beliefs, or reprisal or retaliation for prior civil rights activity, in any program or activity conducted of funded by USDA (not all bases apply to all programs).

Why Work With Us for Crop Insurance

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Dedicated Specialists

Our agents are non-commissioned and focus 100% of their time on crop insurance and livestock insurance. They don't sell property, casualty or life insurance.

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Financial Knowledge

As a lender, we understand financial risk and work to protect your working capital and whole operation, not just your crop or livestock.

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Agriculture Focused

Personalized support and financial insights from experienced and highly trained agriculture insurance professionals help you make informed decisions.

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Exclusive Tools

Leverage our exclusive policy review and Hail Analyzer tools to receive a personalized insurance plan - maximizing your net indemnity, cash flow, forward market opportunities, and minimizing your premium costs.

Trigger Yield Calculator

Trigger yields assist producers with crop insurance and risk management decisions. Understanding what will trigger loss payments is an important part of choosing the correct level of crop insurance coverage.

Manage Risk With a Team That Understands It.

Our insurance agents are highly trained, dedicated specialists who have the tools to help you make important risk management decisions.

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Agricultural Insights

Related Products

We offer a full line of crop insurance products with multiple insurance companies.

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Revenue Protection

Provides protection from losses in revenue due to changes in crop prices and yield.
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Enhanced Coverage Option

Provides area-based coverage for your existing crop insurance policy. Use this endorsement with a Yield Protection (YP), Revenue Protection (RP) or Revenue Protection with the Harvest Price Exclusion  policy (RPHPE).
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Supplemental Coverage Option

Provides additional area-based protection for your existing crop insurance policy. You must first purchase a YP, RP or RPHPE policy to use the SCO endorsement.

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